On 1 April 2015, some significant changes to the pension schemes offered by the NHS were introduced. You may also be able to get an enhancement to your pension if you are unable to undertake any regular employment. The Construction Industry Scheme (CIS) VAT Reverse Charge, Pension Contributions from your Limited Company. Members of the 1995 and 2008 Schemes are entitled to full protection if, on 1 April 2012, they were either: To be eligible, members who were deferred on 1 April 2012 must not have a break in NHS pensionable membership of 5 years or more. Each year’s pension earned will increase every year in value by the Consumer Price Index (CPI) plus 1.5 % per year. More information. I’m not sure what scheme I’m in – how do I find out? This in effect means that your actual contribution taking into account tax relief is between 4% and 8.7%. Scheme on 1 April 2015 or upon expiry of tapered protection, pension rights accrued in the existing NHS Pension Scheme (1995 and 2008 Sections) are preserved in full. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies.

How can I find out the current value of my pension? From 1 April 2015 members of the 1995 or 2008 sections of the NHS pension scheme without ‘full’ or ‘tapered protection’ moved to the new 2015 pension scheme [see Protection section below].

There are three different ‘sections’ of NHS Pension Scheme – the 1995 Section, the 2008 Section and the 2015 Section.

You do not need to complete this Form if you wish for the lump sum to be paid to your spouse or civil partner. NHS Pensions - Protection of Pay and Voluntary Protection of Pay. A UNISON presentation outlining the key features of the NHS Pension Scheme, A UNISON leaflet on becoming a UNISON NHS Pensions Champion, This is my first blog post which some may say is a bit overdue since I am the communications officer to launch the first ambulance union website back in 2003.

They will then forward this Form to NHS Pensions.

If you were within 10 years of your NHS Pension Scheme Normal Pension Age – the age at which they can retire without a reduction in pension benefits – as at the 1 April 2012 you remain in the 1995 or 2008 Section until you retire or otherwise leave the scheme. If you return to NHS employment after 1 April 2015 following a break of less than five years, are under normal pension age and are entitled to either full protection or tapered protection, you will re-join the same section of the 1995/2008 Scheme. Your final pension is based on pensionable pay throughout your career.

Calculating membership (PDF: 99.7KB)Maximum membership and age restrictions (PDF: 101KB)Mental Health Officer (MHO) (PDF: 133KB)Special Class (PDF: 128KB)Working for a Direction/Determination Employer employee information (PDF: 169KB), NHS Employers have put together a helpful presentation about the benefits of having an NHS pension:NHS employers NHS Pension presentation (PDF: 1.5MB). The age at which benefits can be claimed without reduction for early payment (normal pension age (NPA)) is the same age as your State Pension Age (but cannot be lower than 65). You can view this through Electronic Staff Records if you have access to this, or irrespective by registering through the ABS online portal. The NHS Pension Scheme is an attractive benefit for those that work extremely hard in the challenging environment of the country’s health service. This means that you’ll stay in the more generous final salary scheme. In the NHS if you were within 10 years of your Normal Pension Age on the 1 April 2012 you received Full Protection meaning that you in effect remain entirely in your previous scheme in the entirety – i.e. The exact reduction will depend upon which scheme you are in. There are different types of NHS Pension scheme member: Active – a member who is currently contributing to the scheme, Pensioner – someone who is receiving their NHS pension. Read the following factsheets for more information about Scheme Protection: Scheme Protection arrangements factsheet (PDF: 210KB)Scheme Protection arrangements for Special Class and Mental Health Officers factsheet (PDF: 173KB). The NHS Pension Scheme is a good way to build up funds towards your retirement. Some members of the Police 1987 and the Police 2006 schemes who were were close to retirement when the Police 2015 scheme was launched but didn’t qualify for full protection, received what’s known as ‘tapered protection’. 10 years or less from their normal pension age, were protected in an eligible UK public service pension scheme, have not had a break in public service membership of more than 5 years before joining the NHS, less than 2 years in the Scheme, but have transferred a personal pension into the NHS Pension Scheme, transferred your pension benefits to another pension provider, returned to the NHS in a role where you can start building up your pension again. Members working in the NHS should have received a leaflet in their payslips about the new scheme earlier in the year. The comparison includes information on the age at which members can retire and differences in how the pension and lump sum are calculated at retirement. Members who first joined the NHS Pension Scheme after 1 April 2015 are members of the 2015 Scheme. From 1 April 2015 a new NHS pension scheme came into effect. You should have online access to an Annual Benefit Statement (ABS) where you can log-in and check the value of your pension when you want to.

In line with all public sector schemes, the NHS was obliged to create a new scheme in 2015. More information on the eligibility and entitlement conditions, NHSE reviewing patient transport contracting after string of failures, Ambulances to be stationed in Kingsland, Buchanan Dam under new contract - DailyTrib.com, Prisma Health Midlands Foundation launches campaign to fund new specialized ambulance for children - Abccolumbia.com, 'Sometimes I get home and cry': Paramedic on brutal reality of Covid winter - Manchester Evening News, Michael Bay To Direct Action-Thriller ‘Ambulance’ With Jake Gyllenhaal In Talks To Star - Deadline, East of England Ambulance Trust discuss action plans following CQC report - Eastern Daily Press, Air ambulance sent to Stourport Tesco as woman seriously injured - Kidderminster Shuttle, Ambulances 'waiting five hours' as Covid pressure hits A&E - Kent Online, BBC ‘Ambulance’ star calls for NHS staff to open up about mental health, Star of ‘Ambulance’ documentary opens up about cancer as he urges men to get checked out, This week’s episode of ‘Ambulance’ documentary, Episode 6 of ‘Ambulance’ highlights the growing pressure on ambulance staff responding to mental health patients, Control Room Week – celebrating our control room heroes. You can apply for Scheme Protection in the 1995 and 2008 Sections if you: You can apply by downloading the Previous Public Service Membership application form (PPSM1) (PDF: 338KB). When you start working for the NHS you will automatically be included in the NHS Pension Scheme. The pension build up rate is 1/54th of pensionable earnings in each year with no limit on the amount of pensionable membership which can be built up. Eligible employees are automatically included but they can opt-out. In 2011, union members took strike action over the initial government proposals for changes to public sector pensions. Read our membership record factsheet (PDF: 218KB) for general information.

It is mandatory to procure user consent prior to running these cookies on your website. Members of the 1995 and 2008 Sections may be eligible for limited protection. Some people who were members of the original 1995 or 2008 sections of the NHS pension scheme were moved into the 2015 Section on 1 April 2015. It is generally not possible to give up your pension in its entirety in return for a one off lump sum payment. This section is to inform employees about their Total Reward and Annual Benefit Statements.