If you’ve been ordered to pay child support and become disabled yourself, then you’ll begin receiving SSI and/or SSDI rather than or in addition to auxiliary benefits. Check with different banks about interest drawing accounts and learn which would be more suitable for your specific needs. If you get SSDI and/or SSI, your child support obligations do not end. If you apply for Social Security Disability Insurance benefits and Social Security approves your claim, you may receive benefits from up to 12 months before your filing date. You may receive back pay up to 60 days after approval of your application. The SSA will usually request a representative payee to submit an annual report regarding the use of the benefits. Social Security typically remits back pay in a lump sum disbursement. You can also designate a beneficiary to receive your monthly benefit when you die. Is applicant currently receiving Social Security benefits? It could take 6 months to have your claim approved, and you may have been disabled for more than a year before you filed your claim.

If you have qualifying family members, they may each be entitled to a benefit of up to 50 percent of your disability rate. However, your family's total monthly benefit can't typically exceed 180 percent of your benefit amount. You may then want to use funds on the basics, such as groceries, medical care, insurance, and utilities. However, your surviving spouse will receive benefits first.

If you pay your bills and take care of some necessities and have money left over, you shouldn’t go overboard and waste it. Answers and comments provided are for general discussion only. If you have struggled financially because of your lack of income while you were waiting for your claim to be approved, you will want to make sure you use your funds wisely. Back payments are usually completed via a lump sum deposit. Keep in mind that Social Security will only go back 12 months regarding retroactive benefits. Your attorney can also help you with establishing a representative payee with the SSA.

You will receive disability pay back to the date of your disability onset – but no farther than 12 months before you filed your disability claim. A representative payee could be a caregiver, relative, or a friend. Does applicant have an attorney helping them with this case? Back pay, disability benefits and retroactive payments are all made through direct deposit, in most circumstances. Applying For Disability Insurance Benefits. Adult Child SSA Benefits Back Pay? This is typically paid as one lump-sum and will be directly deposited online into your bank account. Remember, emergencies do happen. By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent at the phone number(s) listed above, including wireless number(s). To find out the attorney or advocate in your area who is responsible for the advertisement, click here. Your attorney will help you gather supporting evidence and documentation and will be able to help you get your claim filed in a timely manner.